Topic
Money & Business
The financial side of training independently: taxes, entities, payment processing, margins, and what to charge for your time.
9 articles in this topic
Hiring an Assistant Trainer: W-2 or 1099?
Hiring an assistant trainer, W-2 or 1099? An owner's guide to control, tools, schedule and tax consequences, with Indiana's three-part test for unemployment.
Professional vs General Liability Insurance for Trainers
Professional vs general liability insurance for trainers: what each policy responds to, a scenario table, and which one a room rental agreement usually asks for.
Boutique Studio Margins: Lessons for Trainers Without the Rent
Boutique fitness studio margins are thinner than they look. What rent, payroll, and churn teach independent trainers who keep their costs hourly.
Payment Processing for Trainers: Stripe, Apps, and Real Fees
Payment processing for personal trainers: Stripe, Square, and coaching apps compared, what fees really cost per session, and what premium clients expect.
Personal Trainer Tax Write-Offs: The Full Deduction Checklist
Personal trainer tax write offs: the full deduction checklist, from space rental and insurance to mileage, software, and CEUs, plus what never counts.
Quarterly Taxes for Independent Trainers: Your First-Year Guide
Quarterly taxes for personal trainers: who owes estimates, how 15.3% self-employment tax works, and a first-year system that avoids April surprises.
Retirement Plans for Self-Employed Trainers: Solo 401(k) vs SEP
Retirement plan self employed personal trainer guide: Solo 401(k) vs SEP IRA, how each works, and how to start saving on an independent income.
S Corp vs LLC for Personal Trainers: When the Election Pays
S corp vs LLC for personal trainers: what the election actually changes, what it costs to run, and the profit level where the conversation starts.
Selling Session Packages: The Rules Most Trainers Miss
Selling personal training packages comes with rules most trainers miss: expiration laws, refund terms, and why prepaid cash is not yet your money.