Topic

Money & Business

The financial side of training independently: taxes, entities, payment processing, margins, and what to charge for your time.

9 articles in this topic

Accepting HSA and FSA Payments in Your Training Business

Personal trainer accept HSA FSA payments? Generally only with documented medical necessity. How eligibility works and how to set your business up honestly.

Bookkeeping for Personal Trainers: A Simple Monthly System

Bookkeeping for personal trainers: a simple monthly system with one business account, six categories, and a thirty-minute close that makes tax season easy.

Boutique Studio Margins: Lessons for Trainers Without the Rent

Boutique fitness studio margins are thinner than they look. What rent, payroll, and churn teach independent trainers who keep their costs hourly.

Payment Processing for Trainers: Stripe, Apps, and Real Fees

Payment processing for personal trainers: Stripe, Square, and coaching apps compared, what fees really cost per session, and what premium clients expect.

Personal Trainer Tax Write-Offs: The Full Deduction Checklist

Personal trainer tax write offs: the full deduction checklist, from space rental and insurance to mileage, software, and CEUs, plus what never counts.

Quarterly Taxes for Independent Trainers: Your First-Year Guide

Quarterly taxes for personal trainers: who owes estimates, how 15.3% self-employment tax works, and a first-year system that avoids April surprises.

Retirement Plans for Self-Employed Trainers: Solo 401(k) vs SEP

Retirement plan self employed personal trainer guide: Solo 401(k) vs SEP IRA, how each works, and how to start saving on an independent income.

S Corp vs LLC for Personal Trainers: When the Election Pays

S corp vs LLC for personal trainers: what the election actually changes, what it costs to run, and the profit level where the conversation starts.

Selling Session Packages: The Rules Most Trainers Miss

Selling personal training packages comes with rules most trainers miss: expiration laws, refund terms, and why prepaid cash is not yet your money.

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